Home Loans are designed for buying a new/ready/under‑construction property, balance transfer from another lender, top‑up on existing loan, or home extension and renovation.
These are secured loans with longer tenures, usually backed by the property being financed, helping customers own a home with structured EMIs. Key highlights:Funding usually up to 75–90% of property value (LTV varies by lender). Tenure often goes up to 20–30 years for eligible profiles. Attractive interest rates linked to benchmark rates, with floating or fixed options. Documents: KYC, income proof, property documents, bank statements.
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